Friday, May 6, 2016

Identifying Those Unexpected Responsibilities


When you buy a new boat, you expect to have to buy replacement marine parts at some point. But did you expect to have to pay for having mussels scraped off your boat by a contractor? Some of the most important purchases in a person's life come with little surprises that they would never expect, but could wind up costing a lot of money. Before you buy some of these items, you may want to learn a bit about the full scope of what you will be getting into.

Buying A Home

When you buy a home, you expect to pay your mortgage, taxes and property repair bills for as long as you own the property. But did you know that you may also have to pay for garbage pick-up as well? In some communities, garbage pick-up is part of their yearly tax bill. But for communities that use privatized refuse collection companies, there may be a separate bill to pay for garbage pick up. You should also know that some communities hand out fines to homeowners who put their garbage out for pickup a day or two early.

Bank Fees

When you are young, you are told that you should always have a checking and savings account in good standing. What you are not told is that you need to shop around for good accounts because many banks have hidden fees they charge you to use your accounts. Some banks charge for each ATM transaction over a certain amount each month, and other banks will charge you a fee if your savings account falls below their minimum threshold.

Work Expenses

After you graduate from school, you are excited to be accepted to the job of your dreams. The problem is that no one ever told you that the job of your dreams includes hidden nightmares such as monthly parking costs, new wardrobe investments and spending money on lunches every day. You may be able to get the wardrobe and lunch issues under control after a while, but the parking costs are not going away. If you think taking the bus or train to work will help the parking problem, then you have obviously never paid for a monthly bus or train pass.

When you are young, everything looks like it is so organized and happens for a reason. But when you grow up and get into the real world, you quickly realize that there are plenty of ugly surprises waiting around just about every corner.



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