Phil Health For OFW's
Yesterday, I was informed by my son that my check from PhilHealth has already arrived. It was actually my previous claim for the hospitalization of my Mom when she had undergone a minor surgical operation on her right hand sometime last June of this year. It was just an overnight confinement. Our total hospital bills including the medicines bought from pharmacy outside the hospital amounted to a total of Php17,000. My PhilHealth claim was filed 2 days right after my Mom was discharged from the hospital. So it’s about 3 months ago. My check amounted to Php4,109 which is about 24% of our total expenses. Not bad, isn’t it? At first, I was having some apprehensions as I’ve been hearing comments that PhilHealth only subsidized a very little amount of your hospital expenses. But one hospital staff had told me before that PhilHealth benefits for OFW’s are higher than the regular members. I never had an idea though as I haven’t used my PhilHealth yet under my OFW status. This was actually the first time.
I had actually accessed and download the PDF file from the PhilHealth website about the PhilHealth Benefits for OFW’s. Here is the excerpt:
As an OFW, I was actually paying about Php900 per year for my PhilHealth contributions. This is a requirement before you can process your OEC. But I'm still hoping that the government will still make a review on the health care benefits due to OFW's as well as those regular members of PhilHealth so to release some burdens on extra expenses faced due to unexpected illnesses by members and their immediate families.